Where to invest money to get good returns are usually places that offer fairly low risk. It’s important to know this at the beginning, especially if you’re a beginner in order to achieve your financial goals. Here is a list of places where you can invest money with quite satisfactory returns.

Safest Places Where to Invest Money to Get Good Returns

1. Money Market Funds

Investing to get good returns can actually be started by choosing money market funds. This instrument is suitable for those of you wanting to put money to be rotated into short-term and safe instruments. Do it without managing it yourself because the investment manager does it and you only need to deposit money.

2. Annuities

This method is safe and profitable because you can save in one place and get regular payments every month. This is more profitable for you when you retire because you only need to deposit money into the insurance company. They will then return your money in the form of regular income (usually every month).

However, there are also those regular incomes paid every 3 months or even per year depending on the agreement. Annuities also tend to be stable, unlike stocks or crypto whose fluctuations are quite scary. By trying this instrument, you will feel calm and not worry about running out of money during retirement.

3. Treasury

Small investments that make money that you can also try are treasurys where you lend money to the government. Then the government will pay it back with interest after a certain period of time on a regular basis. The regular interest can be as much as 6% per year which is paid monthly or 3 months.

The maturity period is usually around 2-3 years and after that your principal is guaranteed to be returned in full. The returns are quite large because the interest is higher than deposits and savings. This method is also safe and not difficult for beginners without needing to understand market analysis such as stock investment.

4. Direct Equities

Another safe and profitable investment even for beginners is direct equities through purchasing company shares on the stock market. You become the owner of a small part of the company and profit every time the stock price goes up. The potential for profit is among the highest when you invest in the long term with dividends in some companies.

5. Dividend Stocks

Where to invest money to get good returns for beginners can start with dividend stocks from companies distributing their profits. This means you have to buy stocks first and just wait a few months or years to get dividends. This passive income is quite large because there’s always potential for stock prices to rise but with more stable conditions.

6. Real Estate

Investing in property is certainly more recommended for those of you who already have a larger and more stable income. This type of investment is very safe because prices tend to continue to increase and rarely lose money. If wanting to get a fairly large return, buying land or a house to rent/resell is the right idea.

Where to invest money to get good returns but certainly stable and safe without big risks? You can consider some of the investment instrument options above to increase your wealth gradually. By knowing where you can put your money safely, you will avoid fraud and big losses.